Credit Analyst

Bengaluru   |   Full Time

Job Description - Credit AnalystThe candidate will be working on end-to-end credit underwriting activities like risk assessment, personal discussion, portfolio monitoring and work closely with the business and operations team to ensuring the portfolio is performing as per internal benchmarks


  • Understand customer requirements and analyze cases in alignment with credit policies.
  • Underwriting deals independently and recommend same as per hierarchy.
  • Adhering to a strict TAT without compromising on credit quality.
  • Work with the policy team to ensure the right risk parameters are captured and assessed.
  • Understand industry and regulatory trends and their impact on customers to ensure the right decisions are taken.
  • Work closely with internal stakeholders for quick resolution of queries and ad-hoc requests.
  • Develop industry-best practices and constantly strive to improve the same basis market practices.


  • Experience in working on the lending business with a Bank, NBFC, or Fintech companies.
  • Knowledge of analyzing financial statements.
  • Understanding of industry trends and their impact on segments.
  • Setup basic credit underwriting processes and scale up the vertical.
  • Ability to assess customers' basis standard programs like Financials, Banking, etc.
  • Proficient in MS Word and Excel and the ability to bring out insights from data.
  • Working knowledge of platforms like Probe, MCA website, GST website, Bank statement analysis tools like Perfios, Finbit etc.
  • High attention to detail with a commitment to accuracy & completeness.

Candidate Profile:

  • Bachelor's Degree with relevant work experience of at least 3 years with CA/MBA (preferred).
  • Excellent communication - both verbal and written

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